{"id":10845,"date":"2020-08-10T16:33:08","date_gmt":"2020-08-10T09:33:08","guid":{"rendered":"https:\/\/luatthiennam.com\/?p=10845"},"modified":"2020-08-10T16:33:08","modified_gmt":"2020-08-10T09:33:08","slug":"vay-no-khong-co-giay-to-co-doi-duoc-khong","status":"publish","type":"post","link":"https:\/\/luatthiennam.com\/?p=10845","title":{"rendered":"Vay n\u1ee3 kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c kh\u00f4ng?"},"content":{"rendered":"

C\u00e2u h\u1ecfi: Mong lu\u1eadt s\u01b0 gi\u00fap t\u00f4i, t\u00f4i c\u00f3 cho h\u1ecd h\u00e0ng vay s\u1ed1 ti\u1ec1n l\u1edbn, nh\u01b0ng v\u00ec tin t\u01b0\u1edfng n\u00ean kh\u00f4ng vi\u1ebft gi\u1ea5y cho vay, ch\u1ec9 th\u1ecfa thu\u1eadn v\u1edbi nhau qua tin nh\u1eafn, chuy\u1ec3n kho\u1ea3n. V\u1eady c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c kh\u00f4ng?<\/p>\n

\"\"<\/p>\n

Tr\u1ea3 l\u1eddi: \u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i t\u01b0 v\u1ea5n nh\u01b0 sau:\u00a0<\/strong><\/em><\/p>\n

B\u1ea1n kh\u00f4ng c\u00f3 gi\u1ea5y vay n\u1ee3 nh\u01b0ng c\u00f3 \u0111\u1ea7y \u0111\u1ee7 tin nh\u1eafn v\u00e0 h\u00ecnh \u1ea3nh ch\u1ee9ng minh v\u1ec1 kho\u1ea3n ti\u1ec1n vay n\u00e0y th\u00ec b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 c\u0103n c\u1ee9 v\u00e0o \u0111\u00f3 \u0111\u1ec3 y\u00eau c\u1ea7u ng\u01b0\u1eddi vay ti\u1ec1n c\u1ee7a b\u1ea1n ph\u1ea3i th\u1ef1c hi\u1ec7n theo \u0111\u00fang ngh\u0129a v\u1ee5 \u0111\u00e3 th\u1ecfa thu\u1eadn b\u1edfi theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1 2015 th\u00ec h\u1ee3p \u0111\u1ed3ng vay kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i l\u1eadp th\u00e0nh v\u0103n b\u1ea3n c\u00f3 \u00f4ng ch\u1ee9ng ho\u1eb7c ch\u1ee9ng th\u1ef1c m\u1edbi c\u00f3 hi\u1ec7u l\u1ef1c theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 463 BLDS 2015:<\/p>\n

\u201c\u0110i\u1ec1u 463. H\u1ee3p \u0111\u1ed3ng vay t\u00e0i s\u1ea3n<\/em><\/strong><\/p>\n

H\u1ee3p \u0111\u1ed3ng vay t\u00e0i s\u1ea3n l\u00e0 s\u1ef1 th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean, theo \u0111\u00f3 b\u00ean cho vay giao t\u00e0i s\u1ea3n cho b\u00ean vay; khi \u0111\u1ebfn h\u1ea1n tr\u1ea3, b\u00ean vay ph\u1ea3i ho\u00e0n tr\u1ea3 cho b\u00ean cho vay t\u00e0i s\u1ea3n c\u00f9ng lo\u1ea1i theo \u0111\u00fang s\u1ed1 l\u01b0\u1ee3ng, ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 ch\u1ec9 ph\u1ea3i tr\u1ea3 l\u00e3i n\u1ebfu c\u00f3 th\u1ecfa thu\u1eadn ho\u1eb7c ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh.\u201d<\/em><\/p>\n

Khi \u0111\u00e3 h\u00ecnh th\u00e0nh quan h\u1ec7 t\u00e0i s\u1ea3n tr\u00ean th\u1ef1c t\u1ebf th\u00ec ng\u01b0\u1eddi vay ti\u1ec1n c\u1ee7a b\u1ea1n c\u00f3 ngh\u0129a v\u1ee5 ph\u1ea3i tr\u1ea3 l\u1ea1i t\u00e0i s\u1ea3n \u0111\u00f3 khi h\u1ebft th\u1eddi h\u1ea1n cho vay trong th\u1ecfa thu\u1eadn. Tuy nhi\u00ean, n\u1ebfu ng\u01b0\u1eddi vay \u0111\u1ebfn th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 m\u00e0 c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3 th\u00ec\u00a0 b\u1ea1n \u0111\u00e3 c\u00f3 nh\u1eefng c\u0103n c\u1ee9 ch\u1ee9ng minh v\u1ec1 vi\u1ec7c ng\u01b0\u1eddi vay ti\u1ec1n c\u1ee7a m\u00ecnh c\u00f3 kh\u1ea3 n\u0103ng, c\u00f3 t\u00e0i s\u1ea3n nh\u1eefng l\u1ea1i c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3 n\u00ean b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m \u0111\u01a1n tr\u00ecnh b\u00e1o \u0111\u1ebfn c\u01a1 quan c\u00f4ng an c\u1ea5p qu\u1eadn, huy\u1ec7n k\u00e8m theo nh\u1eefng c\u0103n c\u1ee9 ch\u1ee9ng minh v\u1ec1 h\u00e0nh vi n\u00e0y c\u1ee7a ng\u01b0\u1eddi \u0111\u00e3 vay ti\u1ec1n c\u1ee7a m\u00ecnh. Ng\u01b0\u1eddi n\u00e0y c\u00f3 th\u1ec3 b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 175 BLHS 2015, s\u1eeda \u0111\u1ed5i, b\u1ed5 sung 2017:<\/p>\n

\u201c\u0110i\u1ec1u 175. T\u1ed9i l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n<\/strong><\/em><\/p>\n

1.Ng\u01b0\u1eddi n\u00e0o th\u1ef1c hi\u1ec7n m\u1ed9t trong c\u00e1c h\u00e0nh vi sau \u0111\u00e2y chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c tr\u1ecb gi\u00e1 t\u1eeb 4.000.000 \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 50.000.000 \u0111\u1ed3ng ho\u1eb7c d\u01b0\u1edbi 4.000.000 \u0111\u1ed3ng nh\u01b0ng \u0111\u00e3 b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u1ec1 h\u00e0nh vi chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n ho\u1eb7c \u0111\u00e3 b\u1ecb k\u1ebft \u00e1n v\u1ec1 t\u1ed9i n\u00e0y ho\u1eb7c v\u1ec1 m\u1ed9t trong c\u00e1c t\u1ed9i quy \u0111\u1ecbnh t\u1ea1i c\u00e1c \u0111i\u1ec1u 168, 169, 170, 171, 172, 173, 174 v\u00e0 290 c\u1ee7a B\u1ed9 lu\u1eadt n\u00e0y, ch\u01b0a \u0111\u01b0\u1ee3c x\u00f3a \u00e1n t\u00edch m\u00e0 c\u00f2n vi ph\u1ea1m ho\u1eb7c t\u00e0i s\u1ea3n l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n ki\u1ebfm s\u1ed1ng ch\u00ednh c\u1ee7a ng\u01b0\u1eddi b\u1ecb h\u1ea1i v\u00e0 gia \u0111\u00ecnh h\u1ecd, th\u00ec b\u1ecb ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 03 n\u0103m ho\u1eb7c ph\u1ea1t t\u00f9 t\u1eeb 06 th\u00e1ng \u0111\u1ebfn 03 n\u0103m:<\/em><\/p>\n

a) Vay, m\u01b0\u1ee3n, thu\u00ea t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c ho\u1eb7c nh\u1eadn \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c b\u1eb1ng h\u00ecnh th\u1ee9c h\u1ee3p \u0111\u1ed3ng r\u1ed3i d\u00f9ng th\u1ee7 \u0111o\u1ea1n gian d\u1ed1i ho\u1eb7c b\u1ecf tr\u1ed1n \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n \u0111\u00f3 ho\u1eb7c \u0111\u1ebfn th\u1eddi h\u1ea1n tr\u1ea3 l\u1ea1i t\u00e0i s\u1ea3n m\u1eb7c d\u00f9 c\u00f3 \u0111i\u1ec1u ki\u1ec7n, kh\u1ea3 n\u0103ng nh\u01b0ng c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3;<\/em><\/p>\n

b) Vay, m\u01b0\u1ee3n, thu\u00ea t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c ho\u1eb7c nh\u1eadn \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c b\u1eb1ng h\u00ecnh th\u1ee9c h\u1ee3p \u0111\u1ed3ng v\u00e0 \u0111\u00e3 s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n \u0111\u00f3 v\u00e0o m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p d\u1eabn \u0111\u1ebfn kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 l\u1ea1i t\u00e0i s\u1ea3n.<\/em><\/p>\n

\u2026\u201d<\/em><\/p>\n

N\u1ebfu trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi vay ti\u1ec1n c\u1ee7a b\u1ea1n d\u00f9ng th\u1ee7 \u0111o\u1ea1n gian d\u1ed1i \u0111\u1ec3 nh\u1eb1m l\u00e0m cho b\u1ea1n tin t\u01b0\u1edfng v\u00e0 giao t\u00e0i s\u1ea3n cho sau \u0111\u00f3 chi\u1ebfm \u0111o\u1ea1t s\u1ed1 t\u00e0i s\u1ea3n \u0111\u00f3 th\u00ec ng\u01b0\u1eddi n\u00e0y s\u1ebd b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1ec1 h\u00e0nh vi l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 174 BLHS 2015:<\/p>\n

\u201c\u0110i\u1ec1u 174. T\u1ed9i l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n<\/strong><\/em><\/p>\n

1.Ng\u01b0\u1eddi n\u00e0o b\u1eb1ng th\u1ee7 \u0111o\u1ea1n gian d\u1ed1i chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c tr\u1ecb gi\u00e1 t\u1eeb 2.000.000 \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 50.000.000 \u0111\u1ed3ng ho\u1eb7c d\u01b0\u1edbi 2.000.000 \u0111\u1ed3ng nh\u01b0ng thu\u1ed9c m\u1ed9t trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau \u0111\u00e2y, th\u00ec b\u1ecb ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 03 n\u0103m ho\u1eb7c ph\u1ea1t t\u00f9 t\u1eeb 06 th\u00e1ng \u0111\u1ebfn 03 n\u0103m:<\/em><\/p>\n

a) \u0110\u00e3 b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u1ec1 h\u00e0nh vi chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n m\u00e0 c\u00f2n vi ph\u1ea1m;<\/em><\/p>\n

b) \u0110\u00e3 b\u1ecb k\u1ebft \u00e1n v\u1ec1 t\u1ed9i n\u00e0y ho\u1eb7c v\u1ec1 m\u1ed9t trong c\u00e1c t\u1ed9i quy \u0111\u1ecbnh t\u1ea1i c\u00e1c \u0111i\u1ec1u 168, 169, 170, 171, 172, 173, 175 v\u00e0 290 c\u1ee7a B\u1ed9 lu\u1eadt n\u00e0y, ch\u01b0a \u0111\u01b0\u1ee3c x\u00f3a \u00e1n t\u00edch m\u00e0 c\u00f2n vi ph\u1ea1m;<\/em><\/p>\n

c) G\u00e2y \u1ea3nh h\u01b0\u1edfng x\u1ea5u \u0111\u1ebfn an ninh, tr\u1eadt t\u1ef1, an to\u00e0n x\u00e3 h\u1ed9i;<\/em><\/p>\n

d) T\u00e0i s\u1ea3n l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n ki\u1ebfm s\u1ed1ng ch\u00ednh c\u1ee7a ng\u01b0\u1eddi b\u1ecb h\u1ea1i v\u00e0 gia \u0111\u00ecnh h\u1ecd.<\/em><\/p>\n

\u2026\u201d<\/em><\/p>\n

Nh\u01b0 v\u1eady, b\u1ea1n c\u00f3 th\u1ec3 cung c\u1ea5p nh\u1eefng ch\u1ee9ng c\u1ee9 ch\u1ee9ng minh v\u1ec1 h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi vay ti\u1ec1n c\u1ee7a m\u00ecnh cho c\u01a1 quan c\u00f4ng an, c\u01a1 quan c\u00f4ng an s\u1ebd c\u0103n c\u1ee9 d\u1ef1a v\u00e0o nh\u1eefng th\u00f4ng tin b\u1ea1n cung c\u1ea5p \u0111\u1ec3 ti\u1ebfn h\u00e0nh \u0111i\u1ec1u tra, x\u00e1c minh xem c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a t\u1ed9i ph\u1ea1m theo quy \u0111\u1ecbnh c\u1ee7a BLHS, tr\u01b0\u1eddng h\u1ee3p c\u00f3 \u0111\u1ee7 y\u1ebfu t\u1ed1 c\u1ea5u th\u00e0nh t\u1ed9i h\u00ecnh s\u1ef1 th\u00ec c\u01a1 quan \u0111i\u1ec1u tra s\u1ebd ra quy\u1ebft \u0111\u1ecbnh kh\u1edfi t\u1ed1 v\u1ee5 \u00e1n, kh\u1edfi t\u1ed1 b\u1ecb can.<\/p>\n

Tr\u00ean \u0111\u00e2y l\u00e0 t\u01b0 v\u1ea5n c\u1ee7a Lu\u1eadt s\u01b0 cho v\u1ea5n \u0111\u1ec1 vay ti\u1ec1n kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n c\u1ee7a b\u1ea1n, Kh\u00e1ch h\u00e0ng c\u00f3 th\u1eafc m\u1eafc c\u1ea7n gi\u1ea3i \u0111\u00e1p c\u00f3 th\u1ec3 li\u00ean h\u1ec7 v\u1edbi lu\u1eadt s\u01b0 \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n t\u1ed1t nh\u1ea5t.<\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00e2u h\u1ecfi: Mong lu\u1eadt s\u01b0 gi\u00fap t\u00f4i, t\u00f4i c\u00f3 cho h\u1ecd h\u00e0ng vay s\u1ed1 ti\u1ec1n l\u1edbn, nh\u01b0ng v\u00ec tin t\u01b0\u1edfng n\u00ean kh\u00f4ng vi\u1ebft gi\u1ea5y cho vay, ch\u1ec9 th\u1ecfa thu\u1eadn v\u1edbi nhau qua tin nh\u1eafn, chuy\u1ec3n kho\u1ea3n. V\u1eady c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c kh\u00f4ng? Tr\u1ea3 l\u1eddi: \u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p c\u1ee7a b\u1ea1n, ch\u00fang t\u00f4i t\u01b0 v\u1ea5n nh\u01b0 sau:\u00a0 […]<\/p>\n","protected":false},"author":1,"featured_media":10846,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[82,89,92,94],"tags":[],"class_list":["post-10845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dan-su","category-hinh-su","category-hoi-dap-phap-luat-hinh-su","category-kinh-doanh-thuong-mai","post-with-thumbnail","post-with-thumbnail-large"],"_links":{"self":[{"href":"https:\/\/luatthiennam.com\/index.php?rest_route=\/wp\/v2\/posts\/10845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/luatthiennam.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatthiennam.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatthiennam.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatthiennam.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10845"}],"version-history":[{"count":0,"href":"https:\/\/luatthiennam.com\/index.php?rest_route=\/wp\/v2\/posts\/10845\/revisions"}],"wp:attachment":[{"href":"https:\/\/luatthiennam.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10845"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatthiennam.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10845"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatthiennam.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}